Archives for Landlord Query of the Week

Unoccupied in between lettings – Insurance Cover?

May 2024 Question My rental property is currently unoccupied in between lettings whilst I do some maintenance work. Is it still protected with landlord insurance?   Response   The answer to this question is very much dependant on the insurer and product that you have in place currently. Our IPOA Scheme provides Property Owners All Risks Insurance cover.  This scheme was established in conjunction with the IPOA, for its members.   The Property Owners Liability section of our Scheme policy extends to cover casual repair & maintenance persons who do ad hoc works at your property throughout the year e.g.
Read More

Categories: Landlord Query of the Week and Uncategorized.

Is Landlord Insurance required by Law?

May 2024   Question Is Landlord Insurance required by Law?   Response   The only compulsory insurance required by law in Ireland is motor insurance to drive your vehicle on the roads.   However the Residential Tenancies Act of 2004 states that you must have property damage and public liability cover in place for every unit that you provide as rental accommodation to private tenants.   In addition, you may also be required to insure your property if you are taking out a mortgage. The bank/financier may insist that their interest be noted on the policy and may have specific
Read More

Categories: Landlord Query of the Week and Uncategorized.

Landlord Query Of The Week: Window Restrictors

May 2024 Question:  I am letting a detached two-storey property to two adults, there are no children in the property. Do I need to have window restrictors on the upstairs windows? Response: All windows that have an opening section through which a person may fall and the bottom of the opening section is more than 1400mm above external ground level, suitable safety restrictors must be fitted as per the manufacturer’s instructions and be in good working order. Note: Safety restrictors should operate so that they limit the initial movement of an opening section to not more that 100mm. Lockable restrictors,
Read More

Categories: Landlord Query of the Week.

Do I need to provide my tenants with a lawnmower?

April 2024 Question New tenants recently moved into my rental property. As part of the Lease, it was agreed that the tenants would be responsible for cutting the grass, the garden is of medium size. As the weather has become warmer the grass has become overgrown and the property looks messy. I have asked the tenant why the grass has not been cut and they replied that ‘I need to provide them with a Lawnmower’. As a landlord, do I legally have to provide garden equipment such as a lawnmower for the tenants. Response Whilst the landlord is responsible for
Read More

Categories: Landlord Query of the Week and Uncategorized.

Does A Landlord Need To Be Informed of An Inspection

February 2024 Question I recently received an Improvement letter from the Council outlining works that needs to be completed in my rental property following an Inspection. This was the first I heard about any inspection on my property.  On speaking with my tenant, they advised me that they were aware of the Inspection and had received a letter advising them of same. My preference would have been to be in attendance on the day of inspection. I have no problem with conducting the works, however, my question is – can the council conduct an inspection in a rental property without
Read More

Categories: Landlord Query of the Week and Uncategorized.

Landlord Query – Bed Bugs

January 2024 Question: My tenant has been in occupation for 4.5 years, they contacted me yesterday to advise me that their bedroom is covered in bed bugs. The property is shared with 3 other tenants, none are having the same issue. I have arranged for an inspection at the property to see what is occurring. My question is, whose responsibility is it to remove the bugs if there is an infestation?   Response: When a tenant notices bed bugs, they may call the landlord first.  In all cases, a tenant should notify the landlord as soon as possible, to assess
Read More

Categories: Landlord Query of the Week and Uncategorized.

New Landlord – Previously Unregistered Tenancy ?

May 2023 Question I have recently purchased a property that I intend to let out. It has come to my attention that the previous owner did not register a tenancy associated with the property with the RTB. What are my obligations with regards to registration with the RTB? Am I in any way liable for the previous unregistered tenancy? Response To ensure compliance with the law, landlords should ensure that they register a tenancy with the RTB within one month of the tenancy commencing. Where a tenancy existed at a dwelling in the past and that tenancy was not registered
Read More

Categories: Landlord Query of the Week.