Archives for Landlord Query of the Week

Leak Coming From The Property Above Mine, Is This Covered By Insurance, Who Is Responsible?

September 2021 Question: There was a leak coming from the property above mine, it has caused damage to my ceiling, wooden floors and tenant’s laptop, is this covered by insurance and who is responsible? Response: On the assumption that your property is a rented apartment unit within a management company (OMC) controlled block, there will be a management company Block combined (property and liability) insurance policy (the ‘Block policy’) in place in the normal course, which you as an owner contribute to via your annual management fee and this is paid to date. Your first port of call therefore is
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Categories: Landlord Query of the Week and Uncategorized.

Installing A Smart Meter?

September 2021 Question: One of my tenants would like a smart meter installed in my rental property. Do they need my permission to have this installed?  What are the benefits of agreeing to this for me as Landlord and the Tenant? Is there an installation cost involved? Response: As part of the Climate Action plan, homes across the country are getting Smart Meters installed by ESB Networks free of charge. About 400,000 Smart Meters have been installed to date and every home across Ireland will be offered a Smart Meter over the next three years. The main benefit is that
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Categories: Landlord Query of the Week and Uncategorized.

Mice In Property – Who Is Responsible – Landlord Or Tenant?

30th June Question My tenant has reported finding mouse droppings under the kitchen sink and has heard scratching noises coming from the attic of the property. They have requested that I organise pest control to do a site visit. Is this my responsibility or the tenant’s responsibility?   Response The responsibility for dealing with vermin or other pests and infestations can either be the tenant’s or the landlord’s responsibility, depending upon whose actions or inactions caused the problem. A rodent issue may be caused by the tenant’s negligence – for example not putting out rubbish, leaving food around the property
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Categories: Landlord Query of the Week and Uncategorized.

Couple/Joint Tenants Seperating

23 June 2021 Question I rent out my two-bed property to a couple who have recently split up. One has stopped living at the property-having moved out and taken their belongings with them. The remaining tenant let me know that the rent would be slightly late because he was struggling to pay for both. I do sympathise with the remaining tenant, but I have a mortgage on the property and need the full rent paid – is there anything I can do? Response: This can be a common enough situation. When multiple tenants sign a tenancy, they are all jointly
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Categories: Landlord Query of the Week.

What Insurance Does A Landlord Need In Place By Law?

10/06/2021   Question: I am a new Landlord, what insurance cover do I need in place by law? What are the types of Insurance available?   Response: By virtue of the Residential Tenancies Act 2004, Landlord’s should have Property Damage and Public Liability cover in place for every unit they provide for private rented accommodation. Apart from that, other insurances that are mandatory are those prescribed by a contract e.g. the terms of a mortgage or loan / the terms of a lease agreement. Either or both of these contracts may require you to insure property, glass, loss of rent,
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Categories: Landlord Query of the Week and Uncategorized.

Query of the Week – Paused Periods

1st June 2021 Question I served my tenant with a termination notice in March 2020, just ahead of Covid-19 Restrictions. They have been with me 10 years. They are entitled to 224 days’ notice. I understand that the notice period was paused at certain times due to Covid-19 restrictions. As restrictions are now lifted in this regard, I need to recalculate the vacation date. What were the paused periods?   Response: You are correct. Covid-19 restrictions essentially paused your notice of termination.  The duration of any Emergency Period will not count as part of any termination notice period given. You now
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Categories: Landlord Query of the Week.

Renewing A Tenancy Agreement/Contract

27th May 2021 Question: I have a 1-year fixed term tenancy in place – coming towards the end of the fixed term shortly.  Do I have to renew the tenancy contract/agreement for another fixed term, or can the existing the tenancy agreement just roll over? Response: You may or may not choose to renew the contract/agreement. Essentially it really is up to you and to an extent the tenant. In short, if both parties would prefer a new fixed term, they can go ahead with this option. If everyone is happy with it continuing periodically, then that is fine also.
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Categories: Landlord Query of the Week.