Social / County Council / Local Authority Housing Insurance

Social Housing is a fast growing facet of the Irish Property sector, provided not only by the state, but also private landlords / property owners, institutional investors and housing bodies / associations provide much needed accommodation to those on housing waiting lists in our country. It is often a challenge to find comprehensive All Risks insurance cover for such privately / institutionally owned properties because it requires expert knowledge of landlord insurance and the needs of local authorities / county councils. Our team has 40 years’ experience in property owners’ insurance and are ready to talk to you now in relation to any such insurances you may need.

The cover options you need as a Social Housing Landlord are available for property, contents, loss of rental income and liability risks and more. We are targeting;

  • single houses
  • apartment units
  • housing estates
  • apartment blocks
  • portfolios of houses or apartments
  • Build To Rent / PRS Blocks with Social Housing element

We represent private landlords, housing associations and institutional investor landlords including ICAV’s. Bespoke insurance solutions for long-term leases / agreements / contracts are vital for private Landlords in the social housing sector providing…

  • Indemnity(ies) to the local authority / county council or city council / housing body
  • a policy subrogation waiver…
  • and/or a non-vitiation clause in their favour

Meet your legal obligations for the property and/or liability insurance and ensure you have anything else that you require as a social housing provider in Ireland. Start protecting your property and its contents today with an easy and affordable Property Owners All Risks insurance solution from S.A. Faughnan (Brokers) Ltd.

We work with private landlords / property owners, investor firms, institutional landlords and housing associations across Ireland in conjunction with the local authority, county or city council and various housing bodies.

Not all insurance providers handle social housing insurance. The reason is that this type of insurance requires specialised knowledge and an understanding Insurer who are committed to hold the risk at competitive rates for the longer term and not just for ‘one year only’. We are happy to be one of only a select group of Brokers in this area.

We understand the inherent risks involved in this type of household and are here to provide you with the advice and property owners coverage needed.

As well, our experienced insurance brokers stay up to date on the housing market in Ireland so that we can best understand your circumstances and any associated risks.

The insurance solutions you receive will meet the special needs of social housing associations, local authorities and county or city councils i.e. a bespoke solution. You will also get personal attention from our dedicated insurance account handlers who will understand your account, assist with the claims process, and answer any questions you may have along the way.

In addition, our social housing insurance professionals have risk up-to-date and relevant expertise. We have significant experience identifying risks and eliminating or reducing them (in conjunction with the insurer) to help you now and into the future.

As a social housing landlord or housing association, you are eligible to apply to S.A. Faughnan (Brokers) Ltd. for an insurance policy package.

All of this is available at affordable prices. It is no wonder that we are a top-rated broker in Ireland with many such long-standing property owner customers.

Should you have a collection or portfolio of units, you can (if you so choose) have a ‘one policy fits all’ solution with just one insurance schedule document and one renewal date annually, which reduces your administration and time otherwise spent looking after staggered insurance policies. The process will prove convenient and straightforward yet multiple local authorities / county councils can be satisfied with the one document. Alternatively, you can keep them all separate.

We understand that developing and providing social housing is a big challenge and requires you to be extremely cost-conscious. Our insurance team has 40 years of experience finding the best value (in terms of cover and rates), comprehensive insurance solutions at the most affordable price. With our network of A-rated Insurers, we secure you the best possible option in the insurance market so you can feel peace of mind and obtain better outcomes. Let’s keep your social housing investment protected, no matter what.

Type of cover provided

  • All Risks Property Owners cover
  • Landlord’s Contents
  • Loss of Rent
  • Public/Property Owners Liability
  • Employers Liability (if required)
  • Fire Brigade Charges
  • Glass
  • Tracing & Accessing leaks
  • Indemnity to County of City Council
  • Subrogation Waiver / Non-Vitiation Clause

Call now on 01 8245555 or submit the “Get A Quote” form and S.A Faughnan (Brokers) Ltd. will recommend the property insurance cover that is right for you.


87% of Landlord clients find S.A Faughnan (Brokers) Ltd. more competitive than the other brokers they’ve tried

Categories: Landlord Insurance and Uncategorized.