ICS Mortgages, have extensive experience working with clients who wish to refinance their property portfolios. Every client is unique so they tailor mortgage solutions based on their client’s individual needs.
Their standard refinancing solutions are open to all applicants and a tailored portfolio refinance option is available to those refinancing a minimum of two properties with a minimum total loan value of €1.5 million.
ICS Mortgages are now the leading provider of new Buy-to-Let residential mortgage financing in Ireland. Whether you are thinking of a straight refinance of your property portfolio or if you are looking to refinance and release equity in order to grow your portfolio, ICS Mortgages dedicated Buy-to-Let refinance team will work closely with you to find the best solution.
Why do residential property investors Refinance their Buy-to-Let Portfolios ?
(1) They are on terms with their existing lenders that are coming to an end (For example, an interest only period due to expire)
(2) They are looking to release equity to purchase additional properties to add to their portfolio
(3) They are looking for a more competitive offering
(4) They are coming up to a break clause with their existing lender
(5) They may have unencumbered properties and they wish to release equity
ICS Mortgages offer tailored solutions for property portfolio refinancing and offer no cross security which allows for easier portfolio management.
They lend to:
- Individuals (up to 4 individuals on a mortgage)
- Companies (including Special Purpose Vehicles)
- Pension (Unit Trusts)
Each client is looked after by one of their dedicated Lending Managers who will get a real understanding of your needs and will advise on the best possible options for you. They assist with every step of the process to ensure you experience a streamlined and efficient process.
They have recently produced an excellent guide for residential property investors looking to refinance portfolios, with a number of case studies and worked examples of clever solutions for clients. Click HERE to downloaded .
About ICS Mortgages
ICS Mortgages is a trading name of Dilosk DAC, which is an Irish financial services company, regulated by the Central Bank of Ireland as a Retail Credit Firm since August 2014. ICS Mortgages was originally established in 1864 and has remained a leading and trusted brand in the mortgage market. They have received a number of industry awards for their Buy-to-Let products and for the service they offer clients.
For more information on refinancing your property portfolio: